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Why You’re Broke: 5 Rules to Finally Take Control of Your Money
1:29:29
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Mel Robbins
Why You’re Broke: 5 Rules to Finally Take Control of Your Money
In this episode, you’re going to learn the 5 rules of money. Whether you want to build credit, pay off debt, increase your income, or have more money in the bank, this episode is a must-listen. It will surprise you. It will move you. And it will help you live a richer life. Tiffany Aliche (@Thebudgetnistablog is THE money expert. Known as The Budgetnista, she is a New York Times bestselling author who has helped 2 million people just like you save, manage, and pay off massive debt. This is not your usual “make-a-budget-and-stick-to-it” advice. Tiffany’s take on $$ will help you see your money in a completely different way so that you understand how to make more of it and save it with ease. After you listen, you’ll have THE 5 money skills you need to gain financial freedom. For more resources, including links to Tiffany’s book, the links Mel mentions, and Tiffany’s social media platforms, click here for the podcast episode page: https://www.melrobbins.com/podcasts/episode-153 Follow Tiffany Aliche on Instagram: https://www.instagram.com/thebudgetnista Follow The Mel Robbins Podcast on Instagram: https://www.instagram.com/themelrobbinspodcast I’m just your friend. I am not a licensed therapist, and this podcast is NOT intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional. Got it? Good. I’ll see you in the next episode. In this episode: 00:00: Intro 03:30: This is how Mel handles her money. Can you relate? 08:00: How Mel helped her family start getting out of debt. 08:50: Mel’s #1 rule about money after having been bankrupt. 09:15: How Mel passed her relationship to $$ down to her daughters. 14:45: How to incentivize your kids to turn out the lights. 18:10: The first and second BIG financial mistakes Tiffany made. 23:10: After the recession hit, things got even worse for Tiffany. 25:45: What to do when you feel shame about your finances. 29:05: Here’s how to prioritize your bills if finances are limited. 29:55: Why is it so hard to open your bills? 33:15: The #1 Rule of Money. 34:35: Reframe your 5-step budget plan so it’s doable! 39:30: What concerns Mel about how easy it is to buy stuff today. 42:00: Put your money into these 4 buckets automatically. 45:20: How do you know if an online bank is legit? 48:20: What percentage of your income should be for living expenses? 51:22: Rule #2 of Tiffany’s Money Strategy: how to manage debt. 53:40: Use the Snowball Method to pay down your bills. 55:08: Or use the Avalanche Method to hit highest interest rates. 55:30: The Tsunami Method is best when one particular debt causes stress. 56:30: Rule #3: How do you save when you’re just making ends meet? 58:15: Use “dreamscaping” to motivate yourself when debt gets you down. 1:01:00: Do this so that you don’t go debt-free alone. 1:03:18: The 4 questions to ask yourself before you spend. 1:06:20: How much money should be in savings before you start losing? 1:08:25: Rule #4: How do you improve your credit score? 1:10:33: The 3 ways to boost your credit score quickly. 1:14:35: What to do before you ask your boss for a raise. 1:17:45: How to value yourself when you own a small business. 1:18:15: Tiffany’s favorite side hustles and advice to earn extra $$. 1:21:55: The tragic event that made Tiffany realize what’s most important. #money #success #makemoremoney #moneytips #budgeting #savemoney #podcast #financetips — Follow Mel: Instagram: https://www.instagram.com/melrobbins/ TikTok: http://tiktok.com/@melrobbins Facebook: https://www.facebook.com/melrobbins LinkedIn: https://www.linkedin.com/in/melrobbins Website: http://melrobbins.com​ — Sign up for Mel’s newsletter: https://melrob.co/sign-up-newsletter A note from Mel to you, twice a week, sharing simple, practical ways to build the life you want. — Subscribe to Mel’s channel here: https://www.youtube.com/melrobbins​?sub_confirmation=1 — Listen to The Mel Robbins Podcast 🎧 New episodes drop every Monday & Thursday! https://melrob.co/spotify https://melrob.co/applepodcasts https://melrob.co/amazonmusic — Looking for Mel’s books on Amazon? Find them here: The Let Them Theory: https://amzn.to/3IQ21Oe The Let Them Theory Audiobook: https://amzn.to/413SObp The High 5 Habit: https://amzn.to/3fMvfPQ The 5 Second Rule: https://amzn.to/4l54fah
Published Mar 7, 2024
THE BLIND FARMER AND MUSICIAN IS STILL AROUND AND DOING WELL
22:11
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Shan ZenZen Jamaican Vibez
THE BLIND FARMER AND MUSICIAN IS STILL AROUND AND DOING WELL
I WE ALL MISSED DAYLIGHT. Black River, Account Holder: Norman Spence Account type: Savings Account #674030533 Thank you very much in Advance. This is another revisit to the blind farmer and musician in Jamaica, Norman Spence Aka Daylight farms crops such as cabbages , A This is Norman Spence AkA Daylight a blind farmer and musician living in Jamaica. Norman is totally blind and has been farming for over 34years. Blessings 🙏🏽Please Share with your families and friends. If You Wish to assist his farm in anyway you can do so via donations at the following Bank: NCB Black River, Account Holder: Norman Spence Account type: Savings Account #674030533 Thank you very much in Advance. or Email:ms.shanzenzen@gmail.com Business Inquiries, Sponsorship or Collaborations* Email: ms.shanzenzen@gmail.com *Fair Use Copyright Disclaimer Under section 107 of the Copyright Act of 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. The Song in this video not recorded and is on original song written by the interviewee Mr.Norman Spence who has given me the authority to publish this video. Also Please Subscribe to this Channel🙏 @EMPTY NESTER-Jamaica Vibes https://youtube.com/c/EMPTYNESTERSML If you wish to help with my travels, you can make a contribution here.⬇ https://www.paypal.com/donate?hosted_button_id=65DGJD9ZW7D3C PURCHASE MY MERCH *Merch Store* https://teespring.com/shan-zenzen-jamaican-vibez?pid=212&cid=5839 *Subscribe To My Channel https://www.youtube.com/c/ShanZenZenJamaicanVibez *Watch My Latest I make authentic handicraft items out of Tin| JAMAICAN TIN MAN https://youtu.be/oWkaPBKFFa4 Jamaican Man Cleaning The Streets In Jamaica Gets Unexpected Surprise | His Reaction Was Priceless https://youtu.be/StLZZ8r_1p4 Vibrant 80 YEAR Old Farmer Man in Manchester Jamaica | Best Farm/Yard tour https://youtu.be/o31_QtweCHQ Brilliant Jamaican Man Use Animal Waste To Make A Living|Making Organic Fertilizer From Animal Waste https://youtu.be/z4YgKnOcSTs TOUR NEWARK ESTATE A RESIDENTIAL GATED COMMUNITY AT SPUR TREE HILL IN MANCHESTER JAMAICA https://youtu.be/vjdsEfWTTgQ EXPLORE/TOUR HUGE RICE MILL AT ELIM IN ST.ELIZABETH JAMAICA | OLD RICE MILL ELIM | ST.ELIZABETH | JAMAICA https://youtu.be/_g_YJ9Zrkko COUNTRY WOMEN CATCHING FISH AT BRAES RIVER ST. ELIZABETH JAMAICA | MAKING THE LINE | DIGGING UP THE BAITS https://youtu.be/veBGdnbVEMs COUNTRY WOMAN PREPARING RIVER FISH CAUGHT AT BRAES RIVE ST.ELIZABETH JAMAICA https://youtu.be/xi7FTEL80rw VISITING A NURSERY IN BOGUE ST.ELIZABETH | NORTHERN ST.ELIZABETH A HIDDEN GEM https://youtu.be/iQeRourwd6Q TOUR CALEDONIA ROAD IN MANDEVILLE JAMAICA | KFC DRIVE THRU | ISLANDGRILL | THE MANDEVILLE JAMAICA EXPERIENCE https://youtu.be/zBtIHy7_pYA *Social Media https://www.instagram.com/shan_zenzen/ *Business Inquiries Email: ms.shanzenzen@gmail.com #shanzenzenjamaicanvibez #INSPIRATIONALBLINDFARMERMUSICIAN #SURPRISINGABLINDFARMERINJAMAICA #farminginjamaica #farming #blindfarmer #Jamaicanfarmer #Jamaica #farmingwithoutsight #farmup
Published Nov 29, 2021
► Adventure Ocean Quest - The Giants of Rurutu (FULL Documentary)
52:01
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Free Documentary
► Adventure Ocean Quest - The Giants of Rurutu (FULL Documentary)
Humpback whales are amongst the biggest known mammals on Earth, weighing in at around 36.000kg, but by the early 1960s, after 34 million years on this planet, these gentle, majestic giants had been hunted almost to extinction. With their populations now in partial recovery, it is once again possible to find humpback whales around Rurutu in Polynesian waters. They congregate here between July and November to give birth to a new generation, and to mate. The newborns are prepared for a life of migration, covering thousands of kilometres every single year. Dr Michael Poole, Director of the Marine Mammal Research Program at Moorea in French Polynesia and Dr. Cecile Gaspar are trying to establish a comprehensive photographic cataloguing system of the whales that should enable close monitoring of this fragile population. Until now, the identification of individuals has been restricted to working from above water and identifying the whales according to the markings on their tail fins. Identifying whales from the water surface is extremely limiting: not only is it reliant on the whales lifting their fins clearly visible out of the water, but it also only supplies partial information. Skin patterns on heads and undersides, as well as the whales’ sex, age and behaviour can only be recorded below the water surface. A ban on scuba-diving is partly responsible for the current researchers’ approach, as well as the fact that the whales can be highly intolerant of divers in the water. Frederic’s fotos and recordings of individual whales’ behaviour and physical characteristics allow Dr Cecile Gaspar to form a more accurate assessment of the humpback whale population around Rurutu, their movements and interactions. How big is it, and do individuals return every season or is there a change in the population’s make-up from one year to the next? The overriding question is if the whales in this area are particularly threatened as a result of being an isolated population, or if they are able to recover from the loss of individuals when new whales join their groups. Finding answers to these questions would have a ground-breaking impact on the way these whales are protected from over-exploitation by humans. Dr Poole calls Fred to Moorea island to see if the whales behave differently around a freediver like Frederic, who dives without the aid of oxygen tanks or rebreathers and moves like a fish. These whales are so shy, that Dr Poole expects their behaviour not to change noticeably around a noiselss diver like Frederic – they won’t see him as an unwanted intruder. To gain the whales’ trust and be able to approach them intimately, Frederic has to stay with them underwater for as long as possible in depths of up to 50 metres. This takes an incredible amount of skill and stamina even for an extremely experienced freediver like Frederic, not to mention the risk of staying underwater at such depth for long periods of time. Christian has to follow him with added sensitivity, both to avoid spooking the whales, and to follow Frederic’s lead at all times. But before they can dive, the team has to find some humpback whales in the first place … which can be extremely difficult. Local fishermen are a very important help for the researchers: they keep a lookout for humpback whales during their outings and report their findings to Fred, Christian and the team. They also add to the palette of information gained by the scientists’ observations by adding their own accounts of whale encounters. It is likely that the whales will tolerate Frederic in their midst, allowing him to succeed where a conventional diver would most likely have failed. Frederic’s aim is to approach the whales up to arm’s length, take extreme close-up images for the researchers’ whale catalogue, and take notes on their behaviours. But the strains of the long, deep dives take their toll – they are extremely exhausting and therefore dangerous. Christian and Dr Poole have to be careful and ensure that Frederic isn’t pushing himself too hard. The freediver is not one for giving up, but as impressive as this determination to succeed is, it can also be deadly. Equiped with a hydrophone Frederic records the whales’ communications. This adds a further facet to the whale catalogue the researchers are piecing together, and provide a further insight into individual whales behaviour and identity. Remarkably, the whales don’t have vocal cords and produce the songs by forcing air through their massive nasal cavities. Not only that - there is evidence that their communications reach phenomenal distances of several hundred miles. Frederic’s involvement in Dr. Poole’s and Dr. Gaspar´s humpback whale research project, and Christian’s ability to record Frederic’s work underwater, finally allow a thorough assessment of the humpback whale population around Rurutu and give a vital indication of just how healthy and robust this population is.
Published Nov 13, 2015
Meta Agrees to Settle Lawsuit Over Social Media Claims
1:12
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Bloomberg Television
Meta Agrees to Settle Lawsuit Over Social Media Claims
Meta has agreed to pay up to $16.7 billion to resolve the lawsuit at the center of the trial in Oakland and as part of the settlement, will also put more safeguards in place for users between 13 and 17 years old. Ed Ludlow explains -------- More on Bloomberg Television and Markets Like this video? Subscribe and turn on notifications so you don't miss any videos from Bloomberg Markets & Finance: https://tinyurl.com/ysu5b8a9 Visit http://www.bloomberg.com for business news & analysis, up-to-the-minute market data, features, profiles and more. Connect with Bloomberg Television on: X: https://twitter.com/BloombergTV Facebook: https://www.facebook.com/BloombergTelevision Instagram: https://www.instagram.com/bloombergtv/ Connect with Bloomberg Business on: X: https://twitter.com/business Facebook: https://www.facebook.com/bloombergbusiness Instagram: https://www.instagram.com/bloombergbusiness/ TikTok: https://www.tiktok.com/@bloombergbusiness?lang=en Reddit: https://www.reddit.com/r/bloomberg/ LinkedIn: https://www.linkedin.com/company/bloomberg-news/ More from Bloomberg: Bloomberg Radio: https://twitter.com/BloombergRadio Bloomberg Surveillance: https://twitter.com/bsurveillance Bloomberg Politics: https://twitter.com/bpolitics Bloomberg Originals: https://twitter.com/bbgoriginals Watch more on YouTube: Bloomberg Technology: https://www.youtube.com/@BloombergTechnology Bloomberg Originals: https://www.youtube.com/@business Bloomberg Quicktake: https://www.youtube.com/@BloombergQuicktake Bloomberg Espanol: https://www.youtube.com/@bloomberg_espanol Bloomberg Podcasts: https://www.youtube.com/@BloombergPodcasts
Published Aug 31, 2026